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Total and Permanent Disability Claims
Have you suffered an injury or an illness which has caused you to stop work or reduce your hours? You may be entitled to make a total and permanent disability claim or income protection claim and receive disability insurance. This is also known as ‘Total and Permanent Disability’, ‘Total and Temporary Disability’ and ‘Income Protection and Salary Continuance’.
With disability claim compensation, it is important to understand that the injury or illness does not have to be caused within the workplace. At Stephen Browne Personal Injury Lawyers, we are experienced in total and permanent disability (TPD) claims and can help you understand your rights and get you the compensation that you are due.
What is Total And Permanent Disability insurance?
Total and Permanent Disablement insurance provides a lump sum payment where a person, because of injury or illness, is permanently prevented from returning to work within their education, training, or experience.
What Is Total And Temporary Disability Insurance?
Total and Temporary Disablement insurance provides a monthly payment where a person, due to injury or illness, is prevented from returning to work within their usual occupation. This also applies if they have to reduce their usual hours of work.
What is Life insurance?
Life insurance provides a lump sum payment where a person is diagnosed with a critical or terminal illness or dies.
How Do I Know If I Have Disability Insurance?
Disability insurance is usually found through your superannuation fund. However, it may also be found outside of super under an individual insurance plan. Contact us for a free, non-obligatory investigation into your disability insurance entitlements.
Am I eligible to claim Disability Insurance?
Whether you are eligible to make a claim for disability insurance depends on your insurance policy and individual circumstances. We can request documents on your behalf and conduct a free investigation into your disability insurance entitlements.
Do I Need A Lawyer To Make A Disability Insurance Claim?
No. However, the process of lodging a disability insurance claim is complex due to the extensive insurance policy terms and conditions. Our disability claim lawyers will advise and support you through the TPD claim process
Why Do Our Clients Choose Us?
Stephen Browne Personal Injury Lawyers are total and permanent disability insurance claim experts. We will make sure you get the maximum compensation that you are due.
Contact us today and book a FREE no obligation consultation