James Lassen
Legal Practice Director | Special Counsel
Stephen Browne Perth
English
Trauma Insurance Claim Lawyers Perth & Western Australia
If you can’t work due to a critical illness or serious injury, you may be entitled to trauma insurance benefits. Our trusted trauma lawyers are committed to helping you achieve the best outcome.
What is trauma insurance?
Trauma insurance provides a lump sum payment if you can’t work due to critical illness or serious injury, which might include:
Cancer
Major head injury
Heart condition
Stroke
It’s important to note that trauma insurance may not cover all conditions.
Who’s eligible for a trauma insurance claim?
You may be eligible to make a trauma insurance claim if:
You have a trauma insurance policy
You have a critical illness or serious injury that’s included in the medical definitions of your trauma insurance policy
You may be able to receive trauma insurance payments regardless of whether your specified injury or illness:
Has a permanent impact
Means you can continue working or have to stop work
Our No Win No Fee* service
At Stephen Browne, we believe all people should have access to legal services, no matter their financial status. For most trauma insurance claims, our trusted trauma lawyers work on a No Win No Fee* basis.
With years of local experience in Perth and Western Australia, our top-rated team are the experienced, local trauma insurance lawyers you deserve.
*Conditions apply
What is the trauma insurance claim process?
At Stephen Browne, our experienced local trauma insurance legal team have been helping Western Australians for nearly 40 years. Each client and their trauma insurance claim circumstances are unique, and so the time for the process can vary. No matter the stage of your trauma insurance claim, we’re here to help, advise and support you. Below are the four key stages of a trauma insurance claim.
Obligation-free trauma insurance claim review
No matter what stage your trauma insurance claim has reached, Stephen Browne’s No Win No Fee* local trauma insurance lawyers can review it to ensure you achieve the best outcome.
Complete the form and our Client Service Team will contact you.
What to expect from your obligation-free consultation
Your obligation-free consultation will be with an experienced trauma insurance lawyer in Perth or Joondalup.
We are here for you
Our trusted trauma insurance lawyers are here to advise you every step of the way. Our goal is to help you achieve the best result. During your consultation, your trusted trauma insurance lawyer will:
Listen to what happened to you and review your claim
Discuss your legal options and potential trauma insurance claim payout
Advise on the trauma insurance claim requirements and our fees
What to bring
You are welcome to bring a support person to your appointment. It’s helpful to bring along documentation relevant to your trauma insurance claim. This might include:
Photo identification
Medical reports of your critical illness or serious injury
Copies of any correspondence from your trauma insurance company
Written witness reports of your accident or incident (if relevant)
Our trauma insurance team
Trauma insurance claim FAQs
What’s the difference between trauma insurance and other insurance?
There are different life insurance products that each protect you from different life events, e.g.:
Trauma insurance provides a lump sum payment for medical and life expenses if you’re diagnosed with a critical illness or suffer a serious injury, regardless of its permanent impact or whether you can continue working
Total and Permanent Disability (TPD) insurance provides a lump sum payment if you have a permanent illness or injury and can’t work, to help with medical, rehabilitation and living costs
Income protection insurance provides monthly payments of part of your annual income, while you can’t work due to illness or injury
Life insurance (or Death Benefit) provides a lump sum payment to your loved ones when you die
Do I need to have trauma insurance, income protection or TPD insurance to make a claim?
To make any type of insurance claim, you must first have the relevant type of insurance policy, whether that’s e.g.:
Trauma insurance
Sometimes you may not be aware that you have these insurance policies in place as they can be within your superannuation. In the first instance, you can contact your superannuation company to confirm.
What if my trauma insurance claim is denied?
If your trauma insurance claim is rejected, get in touch. Our experienced trauma insurance lawyers can review the decision and let you know what options may be available to you.
Legal Information